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Remar's Report

Pros and Cons of Paying Over Time

August 2018

How often do you choose to pay for something over time? You have chosen to pay over time when you've used a loan or credit card to pay for something. While choosing to pay over time can be convenient, it can also be costly if you don't consider interest, fees, and other charges. Keep more of your money by minimizing the amount of interest you pay by paying off the debt as soon as possible. There are situations in which paying over time is the right choice and situations when it is not.

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Digital Assistants, Data Collection and Your Privacy

July 2018

What do Alexa, Google Assistant, Cortana, Amazon, Google, Facebook have in common? Lots of information that they have saved about each of us. Depending on the service, the information can include what we've searched for, what we've bought, what we've shared, what sites we've visited, where we've been, photos, documents, and much more. In some cases, we have chosen to provide or store information with a service but in others information has been collected without our explicit permission.

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Options for Reducing Debt

June 2018

According to the Federal Reserve Bank of New York's Center for Microeconomic Data's Quarterly Report on Household Debt and Credit for the first quarter of 2018, U.S. households have 815 billion dollars in credit card debt. If you have credit card debt, you have probably received a debt consolidation offer in the mail. These letters use teaser lines to make the loan look like a good deal. But, they lack details. In this report we look at these offers and alternatives.

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Summer Savings Guide

May 2018

Summer is fast approaching and along with it, lots of opportunities for spending money. Planning ahead can help you save money while still enjoying family fun, traveling, or working around the house. This guide provides tips to help.

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Where Should You Save Your Money?

April 2018

Have you been saving your money? If so, what type of account are you putting it in? There are many choices. In this report we look at typical savings options offered by many credit unions and banks.

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